Job Description
The Bank of Punjab is seeking an experienced, dedicated, and performance-driven professional for the position of Head Collections & Recovery within its Digital Banking Group. This senior-level banking opportunity is based in Lahore, Pakistan. The role involves overseeing collection and recovery operations and contributing to one of the fastest-growing banks in Pakistan, which boasts over 900 online branches and ATMs nationwide. The selected candidate will benefit from a professional working environment, a competitive salary package, and long-term career growth opportunities. Candidates with 9 to 12 years of relevant banking experience in collection and recovery operations are encouraged to apply online via Rozee.pk or the official BOP Career Portal. The application deadline is May 21, 2026. This full-time position is open to both male and female applicants, with an age limit of up to 55 years and requires a minimum Bachelor's Degree or equivalent.
Key Responsibilities
Designing, implementing, and reviewing Collection & Recovery Policies and SOPs,Ensuring departmental operations comply with SBP guidelines and Code of Conduct,Managing divisional budget including: Recovery costs, Litigation expenses, Third-party agency commissions,Monitoring long-term portfolio health indicators including: NPL ratios, Provisioning, Roll-rate trends,Supervising recovery methods including: Litigation, Out-of-court settlements, Auctioning seized assets,Categorizing portfolios into: Big Ticket, Mass Market,Setting annual and quarterly KPIs for Collections Unit Heads,Conducting performance evaluations based on recovery targets and rollback rates,Ensuring accuracy and integrity of Performance & Delinquency MIS,Using predictive analytics to identify inflow trends before defaults occur,Determining staffing requirements for field and tele-collection teams,Coordinating with: Credit Initiation, FRMU (Fraud Risk), Card Operations, Legal Department,Monitoring fraud reporting mechanisms,Escalating first-payment defaults and bust-out fraud cases,Handling complex customer complaints and grievances,Reporting fraud accounts to Fraud Unit for formal investigations
Requirements & Qualifications
Minimum Bachelor’s Degree or equivalent qualification from an HEC recognized local or foreign university,Minimum 9 to 12 years of relevant banking experience in Collection & Recovery operations,Maximum age limit of 55 years as on the application closing date,Strong expertise in collections and recovery management,Apply online through the official BOP career portal available on Rozee.pk before 21 May 2026,Complete the online application form,Upload updated CV and required documents,Submit application before the deadline
About the Company
The Bank of Punjab is one of the fastest-growing banks in Pakistan, operating with more than 900 online branches and ATMs nationwide. It falls under the Banking Sector and is known for offering a professional working environment, competitive salary packages, and long-term career growth opportunities. This specific opening is within their Collection & Recovery Division, part of the Digital Banking Group.