National Bank of Pakistan Jobs 2026 – Relationship Manager SME (OG-II)

National Bank of Pakistan (NBP), "The Nation's Bank," is seeking talented, energetic, and career-oriented banking professionals for the position of Relationship Manager – SME (OG-II). This role is available across multiple cities of Pakistan as part of NBP's Inclusive Development initiative. This is an excellent opportunity for graduates with banking experience to build a successful career in SME banking, focusing on relationship management, business development, and credit financing. The position is offered on a contract basis for three years, with potential for renewal. Ideal candidates will have a minimum of one year of banking experience and a graduation degree, with preference given to those with a Master's Degree or professional certifications. The maximum age limit for applicants is 28 years. Candidates will be responsible for identifying and acquiring new SME clients, developing acquisition strategies, promoting financing products, and managing existing client relationships to ensure portfolio growth and retention. Eligible candidates are encouraged to apply online within 10 working days of the advertisement publication to join one of Pakistan's largest and most prestigious financial institutions.

Identifying and acquiring new SME clients to expand the Bank’s SME lending portfolio.,Developing and executing client acquisition strategies aligned with organizational goals.,Promoting SME financing products including working capital, trade finance, and term loans.,Managing and enhancing existing client relationships to ensure portfolio retention and growth.,Reviewing clients’ financial health and business performance to identify risks and opportunities.,Conducting periodic client visits and providing updates regarding portfolio performance.,Analyzing financial statements and business models of SME clients to assess creditworthiness.,Structuring and recommending suitable financing solutions according to client requirements.,Preparing comprehensive credit proposals in compliance with internal policies and regulatory guidelines.,Ensuring credit approvals remain within the Bank’s defined risk appetite.,Monitoring accounts for early warning signs and implementing proactive risk mitigation measures.,Maintaining compliance with Bank policies, procedures, and regulatory requirements.,Collaborating with internal stakeholders to deliver excellent customer service.,Achieving financial and non-financial targets including revenue generation and portfolio growth.,Supporting the Bank’s overall strategic objectives through achievement of Key Performance Indicators (KPIs).,Performing any additional tasks assigned by supervisors.

Education: Minimum Graduation or equivalent degree from an HEC recognized institution. Master’s Degree in Business or related disciplines preferred. Professional certifications such as AIBP, JAIBP, or equivalent are an added advantage.,Age: Maximum 28 years as of the last date of application submission.,Experience: Minimum 01 year of banking experience in Sales and/or Relationship Management.,Knowledge & Competencies:,• Ability to manage multiple tasks and meet assigned targets effectively.,• Basic understanding of banking products and services.,• Exposure to Commercial Banking and SME Banking.,• Strong geographical knowledge of assigned business areas.,• Sound knowledge of State Bank of Pakistan (SBP) Prudential Regulations.,• Understanding of regulatory requirements related to Commercial and SME Lending.,• Excellent interpersonal, communication, and customer relationship management skills.,• Strong sales orientation and business development capabilities.,• Knowledge of Credit Lending, SME Financing, and Trade Finance.,• Proficiency in Microsoft Office including Word, PowerPoint, and Excel.,Application Method: Apply online at www.sidathyder.com.pk/careers within 10 working days from the advertisement publication date.,Documents to Upload: Updated CV, CNIC, recent passport size photograph, graduation degree/educational documents, mark sheets/transcripts, Master’s Degree documents (if applicable), experience certificates/letters (if any). Documents can be Word or PDF, not exceeding 10 MB per file, with one attachment per tab.,Terms: Incomplete or late applications will not be considered. False information leads to disqualification. No TA/DA for tests/interviews. Assessment test and panel interviews for shortlisted candidates. Employment is contractual for three years, renewable at management's discretion. Selected candidates must serve at their initial posting for a minimum of three years, with no transfer requests entertained during this period.

National Bank of Pakistan (NBP), known as “The Nation’s Bank,” is one of Pakistan’s largest and most prestigious financial institutions. It is actively involved in promoting financial inclusion initiatives and the growth of SME lending across the country. NBP is an equal opportunity employer, encouraging applications from all qualified individuals regardless of gender, religion, or disability.