NBP Jobs 2026: Relationship Manager – SME (OG-II) | National Bank of Pakistan

Job Description

Key Responsibilities

• Identify and acquire new SME clients to grow the Bank’s SME lending portfolio.,• Develop and execute a client acquisition strategy aligned with organizational goals.,• Promote the Bank’s financing products (working capital, trade finance, and term loans).,• Manage and enhance existing client relationships for portfolio retention and growth.,• Regularly review clients’ financial health and performance to identify risks and opportunities.,• Conduct periodic client visits and provide portfolio performance updates.,• Analyze financial statements and business models to assess creditworthiness.,• Structure and recommend appropriate financing solutions tailored to client needs.,• Prepare comprehensive credit proposals in compliance with internal policies and regulatory guidelines.,• Ensure credit facilities stay within the Bank’s risk appetite.,• Monitor accounts for early warning signals and take proactive risk-mitigation measures.,• Maintain compliance with Bank policies, procedures, and regulatory requirements.,• Collaborate with internal stakeholders for seamless client service.,• Achieve financial and non-financial targets (revenue, portfolio growth, client satisfaction).,• Contribute to the Bank’s overall strategy by meeting Key Performance Indicators (KPIs).,• Perform any other assignment as assigned by the supervisor(s).

Requirements & Qualifications

• Education / Qualification:, • Minimum Graduation or equivalent from a local or international University/College/Institute recognized by the HEC of Pakistan., • Preference for Master’s degree in business and/or professional certifications such as AIBP or JAIBP.,• Age:, • Maximum 28 years (as on last date of submission of application).,• Experience:, • Minimum 01 year of banking experience in Assets Sales and/or Relationship Management.,• Other Knowledge / Competencies:, • Ability to manage multiple tasks, prioritize work effectively, and meet assigned targets., • Basic understanding of banking products and services, with exposure to Commercial and SME Banking., • Good geographical knowledge of the assigned area and surrounding business area., • Sound knowledge of SBP Prudential Regulations and regulatory requirements related to Commercial & SME lending., • Strong interpersonal, communication, and customer relationship management skills., • Strong sales orientation with the ability to identify business opportunities and achieve targets., • Strong understanding of Credit Lending, SME Financing, and Trade Finance., • Proficiency in Microsoft Office (Word, PowerPoint, and Excel).,• Application Procedure (Note: Application window for this cycle has closed):, • Visit www.sidathyder.com.pk/careers and apply online within 10 working days from the date of publication of the advertisement., • Complete all fields on the web portal and upload: updated CV, CNIC, latest passport-size picture, Graduation and/or Master’s educational documents (Mark sheet/Transcript), and Experience Letters (if any) in Word or PDF format., • Ensure only one (1) attachment per tab and file size less than 10 MB per attachment.,• Important Notes:, • Incomplete, false, or late applications were subject to rejection., • No TA/DA was admissible for the assessment test/interview., • Candidates were evaluated strictly on the defined eligibility criteria., • Shortlisted candidates had to appear for a mandatory assessment test; further processing could include panel interviews., • The Bank reserved the right to reject or accept any applicant’s suitability., • Selected candidates had to serve at their initial place of posting for a minimum period of three years (no transfer requests entertained)., • NBP is an equal opportunity employer and welcomes applications from all qualified individuals regardless of gender, religion, or disability.

About the Company

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